Commissioners

Commissioner

Julian Winser

Chairman of the Commission

Julian was appointed as a Commissioner in May 2021 and became Chairman in December 2021.

Julian Winser served in the military as an officer in the Royal Green Jackets and Army Air Corps. On leaving he spent ten years at Baring Asset Management in operations and investment management, and subsequently 23 years at Schroders working in the investment market on behalf of private clients and institutions.  Between 2005 and 2020 he was CEO of Schroders’ offshore private client business based in Guernsey responsible for the Channel Islands, Gibraltar, Malta and Bermuda, while also being part of the team managing Cazenove Capital worldwide.

He has been a Trustee of Youth Clubs UK, President of the Guernsey Chamber of Commerce and Chairman of the Guernsey Youth Commission.  Currently he is Chairman of the Shadow Governors of the Guernsey Institute, Chairman of the Guernsey Friends of DofE, and Chairman of Garenne, a privately owned construction group including RG Falla, AFM, GeoMarine, Granite Le Pelley and Rabeys, with businesses across Guernsey, Jersey and the UK. He is a CEDR trained mediator, and advisor to the Oxford Process, an international conflict resolution organisation.

Commissioners

Baroness Couttie

Vice-Chairman

Philippa Couttie has held leadership roles over the past 30 years in the marketing, financial and political spheres.  She has founded, built up and sold two businesses, been the Chief Executive of a subsidiary of a publicly quoted company, been a director of Citigroup and Leader of Westminster City Council. She now sits in the House of Lords where she is a member of the EU Affairs Select Committee. She is also a Non Executive Director of Mitie where she chairs their Social Value board sub committee, is a member of its Audit and Nomination Committees and Chairman of the Mitie Foundation. Philippa brings skills and experience across a wide range of areas including Strategy development and turn around along with finance and the financial sector as well as understanding UK government thinking and policy development. 

Simon Howitt

Simon Howitt

Commissioner

Advocate Howitt was appointed as a Commissioner in June 2013.  He has over thirty years’ experience as an advocate and is a consultant at Babbé having previously been a Partner. He served as President of the Guernsey Chamber of Commerce between 2001 and 2003. Advocate Howitt has served on a number of States Committees including as a non-States member of the Legislation Select Committee and its successor, the Legislation Review Panel, since 2004, the share transfer duty working party and the Inheritance Law Review Committee.  He was the Deputy Bâtonnier of the Guernsey Bar from 2012 to 2020, a member of the Board of Examiners for the Guernsey Bar Examinations and a member of the Editorial Board of the Jersey and Guernsey Law Review.

Wendy Dorey

Wendy Dorey

Commissioner

Wendy Dorey was appointed as a Commissioner in November 2015.  She has spent over twenty years in the financial services industry in the UK, France and Guernsey.  She is currently Director of Dorey Financial Modelling, an investment consulting firm, and a Non-Executive Director of Schroders (CI) Limited.  She has multi-sector experience across investment, banking and pensions, occupying senior posts in business strategy, governance and marketing and distribution for a number of leading institutions in the City of London.  During that period, she was responsible for external risk reporting to the Financial Services Authority and embedding new "Treating Customers Fairly" processes.  She was also responsible for the launch and on-going promotion of the Guernsey-domiciled M&G Property Fund to the UK Market.  A strong advocate of continuous learning, she assisted the Investment Management Association in developing a new investment management syllabus for Independent Financial Advisors and, in 2018, gained the Institute of Directors Certificate and Diploma in Company Direction.  She was admitted as a Chartered Director and Fellow of the IoD in 2019, before becoming Chair of the Guernsey IoD Committee in 2021.

 

John Aspden

John Aspden

Commissioner

John Aspden is a senior finance professional with significant experience in investment and banking supervision in both the public and private sectors. He was Chief Executive of the Financial Supervision Commission in the Isle of Man from 1998 to 2015, where he was responsible for the regulation and supervision of all banking, securities and funds, trusts and companies, and money transmission activities. Prior to taking up his role at the Financial Supervision Commission in the Isle of Man, Mr. Aspden held roles in the private sector including Managing Director of Matheson InvestNet Ltd, at the time Hong Kong’s largest independent distributor of, and adviser on, collective investments for retail investors. Mr. Aspden has also held the role of Deputy General Manager of the International Bank of Asia Ltd and has worked in banking supervision at the Bank of England and at the Office of the Commissioner of Banking in Hong Kong, now HKMA. Mr. Aspden is also Chairman of the Group of International Finance Centre Supervisors and co-chairs the Basel Consultative Group, and was made an MBE for his work in financial services supervision.

Philip Middleton

Philip Middleton

Commissioner

Philip Middleton is a senior financial services strategist with significant recent experience in advising governments, central banks and financial institutions. Since 2014, he has carried out consulting and advisory work in central banking and financial services as a Director of Rifle House Capital Limited. He is also Deputy Chairman of the Board of the Official Monetary and Financial Institutions Forum, a leading think tank, where he also chairs the Digital Monetary Institute. He has had significant experience in the private sector, holding various roles within KPMG LLP, including Partner and European Head of Financial Services Strategy, and within Ernst & Young LLP, including Partner and Head of Central Banking, EMEIA. 

Commissioner

Stuart King

Commissioner

Mr King is a non-executive director at Pension Corporation, the UK pension annuity specialist, and an independent consultant. Previously Mr King was the Group Compliance Director at Aviva and a Managing Director at Promontory Financial Group - a consultancy specialising in strategy, risk and governance issues. 

Earlier in his career, Mr King worked on a range of regulatory and public policy issues at the UK’s Financial Services Authority (FSA) and, before that, at the Bank of England and IMF.  During his time at the FSA, he was successively Head of UK Banks Regulation, Head of Retail Intelligence and Regulatory Themes and Head of Major Insurance Groups Regulation. He also led the re-launch of the FSA’s Treating Customers Fairly initiative and the supervision of the large insurance groups during the global financial crisis.  He was responsible for changes to the supervisory approach to insurance groups which were introduced following the crisis.

Stuart takes a keen interest in mental health issues, particularly among the young and other vulnerable groups.  He is the Treasurer of Emerge Advocacy which won a Queen’s Award in 2021 for its work with young people suffering mental health challenges. He is working with a new charity which will provide counselling services to rough sleepers and is about to become a Trustee of a Multi Academy Trust.