Senior Officers

William is the Director General of the Guernsey Financial Services Commission. He served on the Executive Committee of the International Association of Insurance Supervisors (IAIS) between 2014 and 2022 where he chaired both the Audit and Risk Committee and the Standards Assessment Working Group, establishing IAIS's regulatory assessment programme. He has a strong interest in Supervisory Technology and Green Finance. Under his leadership, the Commission has developed:

• the Guernsey Green Fund framework (2018), and the Natural Capital Fund framework (2022), both possibly global firsts in environmental finance;
• brought into force environmentally sensitive green capital rules for life insurers - possibly another world first for insurance regulation; and
• made moves, including planting 53,000 trees in 2022 in an ecologically advantageous fashion, towards becoming a net zero regulator.

Prior to becoming a financial regulator, William worked in the UK Cabinet Office where he helped write "Regulation - Less is More, a report to the Prime Minister". His other publications include: "Freedom for Public Services; The Costs of Regulation and PRISM Explained - Implementing Risk Based Supervision". Earlier in his career, William gained private sector experience working for an international energy firm on three continents, and a US strategy house, Monitor Group. He also served as a volunteer police officer in London, and as a school governor in a deprived neighbourhood. William has also held public office as both a parish and district councillor. 

From 2006 to 2010, William supervised large insurers and investment firms at the UK FSA where he was also asked to lead an emergency credit institutions team during the Global Financial Crisis. In 2010, he moved to become Head of Risk at the Central Bank of Ireland where he reinvented Irish financial services supervisory processes as the country recovered from the Euro crisis. He subsequently played an influential role in the operational design of the European Central Bank's banking union; it adopted the software that he had designed to implement its supervisory operating model. 

Gillian joined the Commission in July 2014, initially as Director of Fiduciary and Innovations. From September 2018 she has been Director of the Investment, Fiduciary, and Pensions Division. Whilst retaining her current responsibilities leading the supervision and policy development of these sectors, she was additionally appointed as co-Deputy Director General in December 2022. Gillian takes a keen interest in supervisory technology, and is supporting initiatives to allow the Commission to more effectively regulate firms using new data-driven technology. Gillian, on behalf of the Commission, is an active participant in the International Organization of Securities Commissions (IOSCO), and the Group of International Finance Centre Supervisors (GIFCS). 

Gillian joined the Commission from the UK Financial Conduct Authority (FCA; and formerly the Financial Services Authority), where she regulated a wide range of financial institutions. Gillian started her career in the Cabinet Office, where she was a Minister’s Private Secretary and Policy Officer. Gillian graduated from Exeter University where she read History and Politics.

Katherine was appointed as co-Deputy Director General in December 2022 and is responsible for finance, IT, risk, and financial stability. Katherine joined the Commission in June 2016 as Chief Risk Officer from Deloitte in London where she provided prudential and risk support to a wide range of FCA regulated firms; this included working with firms following regulatory issues. Prior to this, Katherine spent 5 years at the UK’s Financial Conduct Authority (FCA and previously the Financial Services Authority) where she supervised a wide range of firms including FTSE Listed companies. Katherine has extensive experience in all aspects of prudential supervision and was key in helping the FCA to implement CRD IV for its firms. Katherine joined the FSA from a firm providing internal audit services for Building Societies and other mutual organisations. Katherine is a Fellow of the Association of Chartered Certified Accountants.

Jeremy joined the Commission in 2007 as Deputy Director of Banking, he became Director of Insurance in 2011, and Director of Banking and Insurance in 2013. Before joining the Commission, Jeremy worked for the Bank of England, the IMF, the FSA, and Lloyds TSB. His special interest is operational risk.  Jeremy is also Chair of the Group of International Insurance Centre Supervisors (GIICS).

Simon worked for almost 30 years in law enforcement, where he covered several teams investigating serious criminal offences; both domestically and internationally.

During his career he led many frontline teams including the Fraud and International Team for the Bailiwick of Guernsey, covering MTIC and revenue fraud. In 2009, Simon returned to the Financial Investigation Unit where he was the Senior Manager in charge of the Money Laundering and Confiscation Team. His last role in law enforcement was as Senior Manager in charge of the Financial Intelligence Service which was predominantly responsible for the acceptance and evaluation of SAR data and case development. Simon joined the Commission in July 2013 as Director of Enforcement. Since joining the Commission, Simon has overseen the development of the Enforcement Division which enables the Commission to enforce its regulations where appropriate and reasonable to do so. Simon is also a member of Committee 4 and the Screening Group for the International Organization of Securities Commissions (IOSCO); an association of organisations that regulate the world's securities and futures markets.

Fiona joined the Commission in May 1999 as an analyst in the Investment Business Division. She was promoted to senior analyst in 2002. In January 2005, she took up the role of Assistant Director in the Fiduciary Division and held the position as a Deputy Director in the Fiduciary Supervision and Policy Division from April 2011 to October 2014. She was appointed Director in November 2014. Fiona graduated from the University of Wales, Cardiff, with a degree in Economics and Social Studies. She is a member of the Chartered Institute for Securities & Investment.

Alice joined the Commission in March 2014 as an analyst in the Fiduciary Division, and was subsequently promoted to senior analyst. In October 2015, Alice took up the role of Assistant Director in the Fiduciary Division where she assisted in the embedding of PRISM for fiduciary supervision. Alice was appointed as Commission Secretary in March 2021.

Alice graduated from the University of Exeter before completing the Graduate Diploma in Law and Legal Practice Course at the College of Law, London. Prior to joining the Commission, Alice worked in London at a charity providing legal advice to disabled people, and at a firm specialising in the fields of community care and education law.

Caroline joined the Commission in February 2008 as Assistant Director in the Insurance Division, and was appointed Deputy Director in the Banking and Insurance Division in October 2011. She moved to the Authorisations and Innovation Division in February 2020 and was appointed co-Director in October 2021. Caroline graduated in Economics from the University of Manchester and completed a graduate training programme with a UK insurer. She then became a Loss Adjuster before moving to Guernsey in 1994 and spending 14 years in the local insurance industry prior to joining the Commission. Caroline is a former President of the Insurance Institute of Guernsey and chaired the Captive Insurer Drafting Group of the International Association of Insurance Supervisors which published the Application Paper on the Regulation and Supervision of Captive Insurers in November 2015. 

Alison joined the Commission in October 2010 as an Analyst in the Investment Business Division and was promoted to Senior Analyst in December 2013. In May 2015 she took up the role of Assistant Director in the Authorisations Unit, and was promoted to Deputy Director in November 2016. In September 2018, Alison transferred as Deputy Director to the newly formed Investment, Fiduciary and Pension Division where she headed up the supervisory team. She was promoted to co-Director of the Authorisations and Innovation Division in October 2021.

Prior to joining the Commission Alison worked in the Bailiwick’s financial services sector for over 15 years. Alison graduated from the University of Durham with a degree in Geography, and also holds a degree in Financial Services from UMIST.