News

Insurance

​ THE Guernsey Financial Services Commission has promoted Caroline Bradley to Deputy Director of the Insurance Division. Mrs Bradley joined the GFSC in 2008 after a long career in insurance. Having started out as a graduate trainee with a major UK insurer, she specialised as a loss adjuster, then, on moving to Guernsey, she spent 13 years working in captive management dealing with all types of...

New Deputy Director of Insurance

The Guernsey Financial Services Commission and Germany’s banking, insurance and securities regulator, BaFin, have signed a Memorandum of Understanding (MoU), which provides a framework for enhanced cooperation between the two supervisory authorities. The MoU has been signed in the spirit of mutual cooperation and information exchange seen as crucial by the G20 countries and international standard...

GFSC signs Memorandum of Understanding with German Supervisory Authority

The Insurance Business (Approved Assets) Regulations, 2008 (“the Approved Asset Regulations”)The Commission confirms that US Government debt securities, despite the downgrading from AAA to AA+ by S&P, may continue to be treated as class 1 assets for solvency purposes whilst they remain rated AAA by Fitch and Aaa by Moody’s. Fitch Ratings and Moody’s Investors Service are included on the Commission...

Clarification of Approved Asset Regulations

Appendix C of the Handbook for Financial Services Businesses on Countering Financial Crime and Terrorist Financing has been revised to add Bulgaria, Estonia, Latvia, Lithuania and Liechtenstein as jurisdictions whose authorised financial services businesses may be treated as if they were local. A version of the revised Handbook, which includes coloured text to show the changes, has been placed on...

Change to Appendix C of the Handbook for Financial Services Businesses on Countering Financial Crime and Terrorist Financing

The Commission has made a number of changes to the Handbook for Financial Services Businesses on Countering Financial Crime and Terrorist Financing and to the Handbook for Legal Professionals, Accountants and Estate Agents on Countering Financial Crime and Terrorist Financing. The principal changes are to the chapters on Reporting Suspicion and UN, EU and Other Sanctions. A copy of the Handbook...

Changes to the AML/CFT Handbooks

​ On 4th April the Commission issued: Instruction (Number 12) for Financial Services Businesses and Instruction (Number 10) for Prescribed Businesses For repealed Instructions and Business from Sensitive Sources Notices, see the Business from Sensitive Sources & Instructions page of this website.

Instruction (Number 12) for Financial Services Businesses and Instruction (Number 10) for Prescribed Businesses

​The Independent Commission on Equitable Life Payments (“ICELP”) The ICELP has just released its final advice to the Government “Equitable Life Payments Scheme: achieving a fair allocation and order of payments”. The recommendation is that the available £775m should be allocated to policyholders on a pro rata basis in proportion to the size of the Relative Losses suffered. This equates to 22.4% of...

Equitable Life Assurance Society - Update February 2011